Couple purchasing a house

Welcome to Home Savings of America (formerly First Fidelity)!

Find the Right Mortgage for Your Needs

With this ever changing economy, you need a mortgage company that is stable, strong, and has its finger on the pulse of the mortgage market. 

Your home and its mortgage are the most important investment in your family’s future.  Things change daily and all any of us want is a company that can honestly answer your questions and give sound advice. 

We have many ways for you to become “Mortgage Rich while not adjusting your lifestyle or spending habits. 

FHA financing is probably the most important source of money for mortgages today and First Fidelity is licensed to offer FHA and VA loans on a national basis.  

Credit, good or bad, is the most important factor when considering a mortgage and we have some of the best credit help in the industry to secure that score that gets you the lowest rate and best terms available. 

Feel free to browse our site, apply online, use the mortgage calculators and tools, learn about mortgage programs, email your questions 24/7, and much more.  Don’t forget to sign up for our newsletter to stay on top of what’s going on in the mortgage industry.  Remember, all advice is free, but good advice is priceless!

Loan Programs

FHA Loans-- First Time Home Buyer? -- Let First Fidelity show you how simple buying your first home can be.

Investor Loans -- Investor loans are a great source of wealth building and a step towards becoming “Mortgage Rich”.

Reduce Your Mortgage -- Introducing the Money Merge Account, a powerful tool to help you fulfill your dream of home ownership and save money for your future!

Refinance/Debt Consolidation -- What does it mean to refinance your mortgage? Rate/Term refinancing, conventional financing and  FHA financing explained.

Learn more about first and second home mortgages, and the process for buying a home

Pre-Qualification
Applying
Processing
Required Documents
Credit Reports
Appraisal Basics
Underwriting
Closing
Summation

Give us a call today at 1-877-I'LL-TAKE-IT (455-8253)

Or apply for a mortgage online, and let us go to work for you. (It takes less than a minute!)